Sponsored by, Gayle Henderson PC, RE/MAX Excalibur  "We're a Fair Housing Provider"
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What Foreclosure Really Means

"Of all the things I have been through in my life, having my home in foreclosure was for some reason one of the most frightening."
Former distressed homeowner


Learning About Foreclosure

Common Foreclosure Terms and What They Mean ... City of Phoenix

The Foreclosure Process in Arizona .. City of Phoenix

Foreclosure Timeline .. City of Phoenix

How to Avoid Foreclosure Scams .. City of Phoenix

Do's and Don'ts of Foreclosure - click here

IRS - Questions on Foreclosure and Debt Cancellation - click here

         Did you know there are 10 Ways You can Avoid Foreclosure?

Read our FREE Booklet on Foreclosure: What it Really Means & How to Avoid It

What is the Difference between a Short Sale vs. Foreclosure?
What does it mean when a homeowner is "short" on the closing? 
When a borrower owes an amount on the property that when combined with closing costs and commissions, is higher than the current market value.

A short sale occcurs when:
A negotiation is entered with the homeowner's mortgage company or companies to accept less that the full balance of the loan at closing. A buyer closes on the property and the property is sold "short".

A foreclosure occurs when:
There is a legal proceeding by the lien holder in which they take back the property in order to recover the amount that is owed by the homeowner.

More Frequently Asked Questions and Answers about Foreclosure .. click here



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